Morpho (MORPHO)

Price Prediction
(98% probability)
(98% probability)
(98% probability)
Morpho is a peer-to-peer lending protocol built on top of Aave and Compound that matches borrowers and lenders directly to boost yields and cut interest rates. By routing funds through a P2P layer before tapping the underlying pools, Morpho delivers up to 20 % more APR for lenders and up to 30 % APR savings for borrowers. MORPH token holders govern the protocol, vote on risk parameters, and earn a share of platform fees.
✅ Function: P2P matching on top of Aave/Compound for superior rates
✅ Yields: up to +20 % APR improvement for lenders; –30 % APR for borrowers
✅ Fees: small protocol fee (~5 % of interest spread) distributed to MORPH stakers
✅ Tokenomics: 1 billion MORPH max supply; vesting for early contributors and community
✅ Integration: interoperable with wallets and DeFi aggregators on Ethereum, Polygon
✅ Governance: MORPH holders vote on risk modules, fee updates, new markets