Chintai (CHEX)

Chintai is a decentralized leasing marketplace on Ethereum that transforms idle assets into yield-generating rentals without over-collateralization. The CHNT token secures the platform’s credit pools, covers origination fees and is staked by “underwriters” who vouch for lease performance in exchange for protocol fees. Borrowers can obtain short-term asset leases at market-driven rates, while lenders access diversified yield streams by rotating capital across multiple lease terms. On-chain oracles feed real-time risk metrics, and CHNT holders vote to update rate models, collateral thresholds and liquidation parameters. This credit-delegation framework unlocks capital efficiency for institutions and retail participants alike.

✅ Tokenized asset leasing without heavy collateral locks
✅ Underwriter staking model to back borrower creditworthiness
✅ Dynamic rate setting via risk-adjusted oracles
✅ Governance votes on rate models, collateral and liquidations
✅ Yield diversification through rotating lease pools